120% financing available · HFS FinancialDetails
home improvement financing
HFS Financial · Thousands of 5-star reviews

You plan it.
We build it.
HFS finances it.

Pay for your bath, kitchen, remodel or deck over time with a home improvement loan from our financing partner, HFS Financial.

Home improvement loans
120%
Financing available*
  1. 01

    Direct-to-consumer funded

    Funds are paid directly to you, so you stay in control of the loan.

  2. 02

    No impact on credit

    Checking your options won’t affect your credit score.

  3. 03

    No equity / No appraisal

    A personal loan — no home equity, refinancing or appraisal needed.

  4. 04

    Industry-leading terms

    Fixed-rate options, with terms built around your budget.

  5. 05

    Fund all home improvements

    Every project we build: Bath · Kitchen · Remodeling · Decks.

*Financing is provided through HFS Financial and is subject to its terms and approval. Check your loan options for full program details.

fund all home improvements

Every project
we build

financing questions

Before you
apply

HFS Financial, our home improvement financing partner. Financing is subject to HFS Financial's terms and approval.

No. Checking your options with HFS Financial won't affect your credit score.

No. It is a personal loan — no home equity, refinancing or appraisal needed.

You do. Funds are paid directly to you, so you stay in control of the loan.

Home improvement loans through HFS Financial come with 120% financing available, subject to HFS Financial's terms and approval.

Fixed-rate options, with terms built around your budget. Check your loan options for full program details.

Every project we build: bath, kitchen, remodeling and decks across Massachusetts and Rhode-Island.

Plan the project with our team.

Free consultation — then check your loan options with HFS Financial.

Free consultation